PAYMENT TERMS

Quantalis subscription payment terms for digital analytical software services

1. Scope and contractual framework

These Payment Terms govern payments, subscriptions, free trial activation, billing, cancellation, refunds and payment-related customer support for the Quantalis digital analytical software platform operated by SALAZAR & Co. d.o.o. (the "Company", "we", "us").

These Payment Terms apply together with the Terms and Conditions of Use, Privacy Policy, Risk Disclosure, Cookies Policy and any payment or subscription confirmation displayed to the User before activation of the Service. In the event of inconsistency, mandatory consumer protection rules prevail.

2. Nature of the Service

Quantalis is provided as a subscription-based digital analytical software service. The Service gives users access to structured analytical outputs based on financial market data and statistical processing.

The Service does not include brokerage, trade execution, custody of assets, deposits, withdrawals, fund management, portfolio management, personalized investment advice or any handling of client funds. Users pay solely for access to the digital software service.

3. Subscription packages and pricing

The current weekly subscription packages are:

• EUR 49 per week
• EUR 125 per week
• EUR 149 per week

All prices are displayed in EUR. The final amount payable, applicable taxes and the selected billing period must be clearly displayed to the User before the User confirms the subscription or free trial activation.

The Company may change subscription packages, prices, features or billing conditions in the future. Any change affecting an active paid subscription will be communicated in advance where required by applicable law and will not affect amounts already charged for a current billing period.

4. Free trial

The Company may offer a 7-day free trial for selected subscription packages. A free trial is intended to allow a new User to test access to the Service before the first paid weekly subscription charge.

Activation of a free trial may require the User to provide payment card details and to accept card tokenization and recurring billing terms. The payment service provider may perform a card verification, zero-value authorization or temporary pre-authorization, depending on the technical setup and the rules of the card issuer and payment provider.

Unless the User cancels before the end of the trial period, the selected subscription will automatically convert into a paid weekly subscription and the applicable weekly fee will be charged to the selected payment method.

5. Recurring weekly billing

By activating a paid subscription or a free trial that converts into a paid subscription, the User authorizes the Company and its authorized payment service provider to charge the selected payment method automatically on a weekly recurring basis until the subscription is cancelled.

Each recurring billing period is one week unless a different billing period is clearly displayed before activation. The User is responsible for ensuring that payment details remain accurate, valid and up to date.

If a recurring payment fails, is declined, reversed or flagged as irregular, the Company may suspend or limit access to the Service until payment is successfully completed or the issue is resolved.

6. Digital delivery and onboarding

The Service is delivered digitally through web interfaces, Telegram channels or other electronic delivery channels used by the Company. No physical delivery applies.

Access to certain parts of the Service may require onboarding, including activation of access to a Telegram channel or another digital access channel. In normal circumstances, onboarding should be completed within 24 hours after activation. The User acknowledges that such onboarding time does not constitute a delivery delay or a ground for refund, unless mandatory law provides otherwise.

7. Cancellation

The User may cancel the subscription at any time through the user account, if such functionality is available, or by contacting the Company at the official support email displayed on the website.

Cancellation takes effect at the end of the current paid billing period. After cancellation, the User may retain access until the end of the billing period already paid for, unless access is terminated earlier due to breach of the Terms and Conditions of Use.

If the User cancels during the free trial before the first paid billing date, no recurring subscription fee should be charged for the selected package, except for any temporary authorization or verification handled by the card issuer or payment provider.

8. Refunds and withdrawal rights

Quantalis is a digital content and digital service subscription. By activating the Service, including a free trial or paid subscription, the User requests immediate access to the digital Service and acknowledges that digital delivery may begin immediately.

Where legally required, the checkout or activation flow must require the User to expressly consent to immediate performance and to acknowledge that the statutory right of withdrawal may be lost or limited once digital performance or delivery has begun. Nothing in these Payment Terms excludes or limits mandatory consumer rights that cannot be excluded under applicable law.

Except where mandatory law requires otherwise, subscription fees already charged for an active billing period are final and non-refundable. The User remains entitled to cancel future renewals in accordance with these Payment Terms.

9. Complaints, payment errors and chargebacks

Users are encouraged to contact the Company first in case of payment errors, duplicate charges, cancellation issues, access issues or any other complaint related to payment or billing. The Company will review the matter in good faith and in accordance with applicable consumer protection rules.

If a User initiates a payment dispute or chargeback without first allowing the Company to resolve the issue, the Company may temporarily suspend the account while the payment dispute is reviewed, without prejudice to mandatory consumer rights.

10. Payment processing and security

Payments are processed by authorized third-party payment service providers. The Company does not store the full card number, CVV or other sensitive card authentication data on its own systems.

Card data are entered into the secure environment of the payment service provider or acquiring/payment platform. The payment service provider may apply security measures such as 3D Secure, strong customer authentication, fraud monitoring, tokenization and payment verification according to applicable payment rules.

11. Contact

For payment, billing, cancellation, refund or complaint-related questions, the User may contact the Company using the official contact details displayed on the website. The website footer and checkout/payment flow should always display the current legal entity details, contact email, phone number and other mandatory merchant information.